Payments Engineer

About The Better Money Company The Better Money Company (TBMC) is building a stablecoin clearinghouse — the infrastructure layer that lets stablecoins move like money rather than a trading asset. The clearinghouse gives fintechs, neobanks, banks, and payments companies 1:1 at-par swaps across chains and issuers, with guaranteed settlement times, fixed fees, and a compliant source of funds. They already support 8 of the top 10 issuance platforms and move real money for customers today. Backed by $10M from a16z Crypto, plus BoxGroup, Sunflower Capital, and leading fintech angels. Design partners include Ramp and Modern Treasury. A small, deliberately tight NYC team — they shipped money movement within six months of starting and optimise for autonomy, ownership, and pace over headcount. About the Role The clearinghouse lives or dies on correct, resilient money movement. The Payments Engineer designs and builds the fiat-and-stablecoin clearing system end to end — ledgering, reconciliation, and the integrations into banks, issuers, and custodians the rest of the product depends on. Key Responsibilities - Design, build, and scale components of the money-movement / clearing system - Build integrations with banks, stablecoin issuers, custodians, and partners — often across aging, fragmented APIs - Own ledgering, reconciliation, and auditability so balances are always provably correct - Build core product functionality that enables better stablecoin payments for customers - Weigh in on broader architecture and bring insights the team doesn't yet have Requirements - 3+ years building deeply with payment systems, financial infrastructure, and/or banking integrations - Has scaled a payment system 0→1 (ideally also 1→10) - Deep understanding of fiat payment rails (ACH, wires, RTP) plus ledgering, reconciliation, and auditing - Strong distributed-systems fundamentals — ships fast without sacrificing correctness or scale Bonus Skills - Stablecoin / blockchain familiarity (teachable; not required) - Resilient integrations across legacy / fragmented financial APIs Benefits - Medical, dental, vision - Unlimited PTO - Periodic off-sites