Counsel
Portland, OR
Licensed attorney (NY, TX, WA, OR, OK, CA) specializing in fintech, blockchain, and SaaS product counsel. Expert in regulatory compliance, commercial agreements, and cross-border expansion across 20+ jurisdictions. Experienced with Web3/blockchain, payments, credit, AI, privacy (GDPR, CCPA), and financial regulations.
Motive
May 2024 — Present
Prepared for IPO and acquisitions, advised executives on regulatory and compliance readiness. Led expansion into new jurisdictions including Canada. Advised on IRS excise tax exemptions, AI, financial regulations, bank partnerships, and consumer protection laws. Drafted and negotiated partnership and vendor contracts. Provided legal guidance for AI, fraud protection, KYC compliance, FCRA, credit builder programs, and secured card offerings.
ZetaChain
Dec 2023 — Present
Handled token agreements, validator agreements, employment agreements, NDAs, DPAs, and grant agreements. Conducted full product review upon launch including disclosures and compliance implementation. Advised on nonprofit status, tax issues, securities law, and employment matters.
Stellar Development Foundation
May 2022 — Dec 2023
Created and negotiated critical legal documents including SaaS, licensing, MSAs, NDAs, and vendor agreements. Chief legal advisor for noncustodial wallet product. Achieved full legal clearance in 17+ countries, ensuring GDPR and CCPA/CPRA compliance. Developed OFAC policies for non-custodial wallets. Conducted legal reviews for partnerships with UN and IRC.
Trustly
Nov 2021 — May 2022
Provided solution-oriented legal advice to engineering, research, product management, and business development teams. Counseled on all payment initiatives with focus on regulatory issues and privacy.
OnePay
May 2020 — Dec 2021
Primary legal advisor for credit and payment initiatives at neobank founded by Bill Harris of PayPal. Managed sponsor bank relationships, state licensing, and bank charter applications. Drafted Terms and Conditions and Privacy Policies. Negotiated complex agreements supporting Product and Marketing teams.
Earned
Oct 2018 — May 2020
Led cross-functional legal and regulatory collaboration. Subject matter expert on Dodd-Frank, ECOA, TILA, Reg E, EFTA, FCRA, CAN-SPAM, FDCPA, GLBA, TCPA, TISA, SCRA, UDAAP, and BSA/AML. Led company privacy program ensuring compliance with GLBA, CCPA, FCRA, and FTC requirements.
BOK (BOKF)
Jun 2015 — Jul 2017
Led preparation for OCC and FRB examinations. Established Enterprise Risk Management framework and Code of Ethics. Navigated GLBA, Dodd-Frank, Reg CC, Reg E regulations. Designed policy governance framework for OCC, FDIC, FRB, and CFPB standards.
Santander Group
Jan 2011 — Apr 2015
Managed legal team of two paralegals and two legal assistants. Developed state-by-state regulatory compliance framework for auto-lending aligned with FTC and CFPB standards. Oversaw review of marketing materials for FTC and CFPB compliance.
JD · Law
? – 2010
BA · Philosophy
2003 – 2006